How can I lower my rates?

• Shop around! Lots of resources are available to compare rates.
• Consolidate your policies. Discounts are given for multiple policies.
• Raise your deductible. While a $250 deductible seems attractive, it is better to pay for minor work as each claim raises your future rates.

What is bodily injury liability?

Provides protection if you injure or kill another person while driving your car. Includes coverage for legal costs associated with a lawsuit.

What is uninsured motorist coverage?

Pays for injuries caused by an uninsured or hit in run driver in which you are not at fault.

What is comprehensive coverage?

Covers damages due to non collision related incidents such as fire, theft, flood or vandalism.

What is collision coverage?

Pays for damages to your car when your car hits or is hit by another vehicle or object.

What is property damage liability coverage?

Provides coverage and legal defense for damage to another persons property.